Browsing by Author "Ehsanul Haque, Arshi Rubab, Asif Intezar, Farheen Siddiqui, Pooja Bisht"

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    Fintech and ESG: Harnessing Innovation to Mitigate Risks and Drive Sustainable Growth
    (IGI Global Scientific Publishing, 2026) Ehsanul Haque, Arshi Rubab, Asif Intezar, Farheen Siddiqui, Pooja Bisht
    Risk management along with sustainable wealth generation are being revolutionized by the combination of Fintech with Environmental, Social, and Governance (ESG) standards. Fintech platforms enable financial institutions to detect and reduce ESG risks, improve transparency, and avoid greenwashing by utilizing blockchain, big-data analytics, artificial intelligence (AI), and decentralized finance (DeFi). Risk assessment techniques are improved by blockchain-enabled ethically finance protocols as well as AI-driven ESG evaluations, which support regulatory oversight and transparency. Research indicates that companies that include ESG factors into Fintech products see improved financial outcomes and attract impact-oriented funding. But there are still a lot of barriers, like disjointed legal regimes, difficulties harmonizing data, and high compliance costs.