Books/Book Chapters/Edited Books
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Item Overview of the Indian Economy and its Strategies for Growth Since 1950(Book Rivers, 2026) Adeel Maqbool, Noman Aziz KhanSince its independence in 1947, India has undergone a remarkable economic transformation, evolving from a stagnant colonial economy into one of the world's fastest-growing major economies. This chapter provides a comprehensive overview of India’s economic development strategies from 1950 onward, highlighting key policy phases including state-led planning through Five-Year Plans, the liberalization reforms of 1991, and contemporary growth strategies focused on digitalization, infrastructure, and sustainability. It explores the transition from protectionist policies and public sector dominance to a marketoriented, globally integrated economy, emphasizing the role of technological innovation, foreign direct investment, and financial inclusion. Special attention is given to recent initiatives such as Digital India, Jan Dhan Yojana, and the National Solar Mission, which reflect India’s commitment to inclusive and sustainable growth. Despite significant progress, challenges such as inequality, youth unemployment, and climate change persist. The chapter concludes by underscoring the importance of balanced, forward-looking strategies that integrate economic efficiency with social equity and environmental responsibility in shaping India's economic future.Item The Impact of Digital Banking on Financial Inclusion in India(Book Rivers, 2026) Mohammad Shams Khan, Firoz HusainProviding access to financial services to all individuals as well as enterprises is termed financial inclusion. Further, it is critical for economic growth and poverty reduction. The growing digital banking trend in India can be successfully used for the cause of financial inclusion in rural areas. In this study on digital banking and financial inclusion in India, the authors examine the role of mobile banking, internet banking and digital payment systems. The study used both quantitative and qualitative data. It sourced quantitative data from government reports, financial institution reports and qualitative data from interviews with actors in the field. According to the findings, access to financial services has been enhanced with convenience which also managed to have less transaction cost. Nevertheless, there are issues such as computer understanding, infrastructure problems, and safety of computers. As per the findings, recommendations are given to strengthen the role of digital banking in achieving universal financial inclusion in the country.Item A Study on People’s Perception of Post Office Saving Schemes with Special Reference to Lucknow(Book Rivers, 2026) Deepanshi Dixit, Nazia AkhlaqThe present study is an attempt to gauge the perception of people on Post Office Saving Schemes POSS of Lucknow, Uttar Pradesh. The aim of the study is to measure the investor’s awareness, preference and satisfaction towards Various Poss. The paper also addresses client issues and provides recommendations for improving the effectiveness and popularity of these programs. Information was collected from 70 respondents by using a structured questionnaire. Further, the results of the study were analysed descriptively. According to the outcome, POSS is safe, and reliable but their use is not that famous as people are unaware of them and the technology has not improved to their level. Based on the findings, MOST is going to suggest ways of improving customer satisfaction and increasing usage of POSS.Item Economics and International Economic Relations in the Context of Global Transformations(National University of Shipbuilding, 2026) Amit Kumar GoelThe global economic landscape has undergone profound transformations in recent decades due to technological advancements, geopolitical shifts, financial integration, and digitalization. These transformations have significantly reshaped international economic relations, influencing trade patterns, investment flows, financial systems, and policy frameworks. This study examines the evolving dynamics of the global economy, focusing on the role of globalization, digital transformation, and emerging economic powers in redefining international economic relations. The paper highlights the challenges and opportunities arising from these transformations and emphasizes the need for cooperative economic policies and institutional reforms to ensure sustainable and inclusive global growth.Item Financial Inclusion in the Age of Artificial Intelligence A Sustainable Finance Prospective(978-93-7837-119-6, 2026) Rishika Awasthi, Priyanka Bajpai, Nabeel Mujtaba, Mohammad FarazItem Inside Microfinance Understanding and Evaluating Business Models(AKG Global Support Services (OPC) Private Limited, 2026) Aisha BadruddinItem Digital Payment System: An Innovative Method of Banking(Individual Entrepreneur Liburkina L. M., Kharkiv Ukraine, 2024) Amit Kumar Goel, Yasir Arafta ElahiIn an era defined by rapid technological advancements, digital payment systems have emerged as a cornerstone of modern banking. These systems, powered by the internet and mobile technology, have trans- formed how individuals, businesses, and governments transfer funds,pay for goods and services, and manage finances. By providing seamless, real-time financial transactions, digital payment systems are reshaping the global economy, increasing financial inclusion, and offering convenience that was once unimaginable. This research paper tries to analyse the recent development and innovation in the banking system, finding out the challenge faced by banking industries in implementing the digital payment system.