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    Digital Payment System: An Innovative Method of Banking
    (Individual Entrepreneur Liburkina L. M., Kharkiv Ukraine, 2024) Amit Kumar Goel, Yasir Arafta Elahi
    In an era defined by rapid technological advancements, digital payment systems have emerged as a cornerstone of modern banking. These systems, powered by the internet and mobile technology, have trans- formed how individuals, businesses, and governments transfer funds,pay for goods and services, and manage finances. By providing seamless, real-time financial transactions, digital payment systems are reshaping the global economy, increasing financial inclusion, and offering convenience that was once unimaginable. This research paper tries to analyse the recent development and innovation in the banking system, finding out the challenge faced by banking industries in implementing the digital payment system.
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    Education Technology and ICT
    (World Lab Publication, Ghaziabad, U.P., India, 2025) Smita Srivastava, Asha Pal
    Educational technology and Information and Communication Technology has been making considerable impact on the society due to their Universal spread the urban community have seen the positive contributions of ICT and several dimensions like increases in efficiency communication and information on any time anywhere basis however significant and mass impact is yet to be felt among the rural communities this book has been written to provide the readers with the knowledge and skill in the use of educational technology and ICT for managing the teaching learning affairs both at the preparation and the in -service stages. With the objective of bridging this digital divide a large number of initiatives have been taken in different parts of India and our country is well poised to take the benefits of ICT to a common man. Landscape is said to take advantage of the flashing ICT initiative by Institutions and more specifically through information centres, these are limitations in providing much required content and capacity building to these stakeholders.