Books/Book Chapters/Edited Books

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Now showing 1 - 10 of 17
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    Financing New Business Ventures
    (RG International Publication, 2026) Murad Ali, Syed Shahid Mazhar, Farhina Sardar Khan, Dhoha Alsaleh
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    Team Building and Leadership
    (RG International Publication, 2026) Murad Ali, Syed Shahid Mazhar, Farhina Sardar Khan, Urooj Shakeel
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    Globalization, Technology, and the Digital Economy
    (Book Rivers, 2026) Saba Fatima
    The advancement of digital infrastructure in rural areas has seen significant progress due to government initiatives such as Digital Village and BharatNet, which are enhancing rural connectivity. Despite this, disparities remain, with internet access in rural areas at just 20% compared to 64% in urban areas. Technical challenges like low bandwidth and unreliable electricity persist. Capacity building and digital literacy have improved through mobile-based training and localized educational programs, particularly benefiting rural, tribal, and marginalized communities. These efforts have led to effective community involvement and notable female participation in certain areas. Furthermore, initiatives aimed at transforming service delivery have enhanced access to online government services and education, with pilot programs in remote regions demonstrating positive outcomes despite urban areas maintaining an advantage in device availability and adoption speed.
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    Role of Fintech in Promoting Financial Inclusion in Rural India
    (Book Rivers, 2026) Sheikh Alisha, Usman Ghani
    This chapter examines the transformative role of financial technology (fintech) in advancing financial inclusion across rural India. Drawing upon secondary data from credible sources such as the Reserve Bank of India (RBI), National Payments Corporation of India (NPCI), World Bank, and UN Women, the study outlines the evolution and impact of key fintech innovations, including mobile banking, digital wallets, Unified Payments Interface (UPI), and Aadhaarenabled Payment Systems (AEPS). These tools have significantly enhanced access to banking, reduced transaction costs, and promoted credit accessibility for rural populations, particularly empowering women and microentrepreneurs. However, the study also identifies persistent challenges such as digital illiteracy, inadequate infrastructure, cybersecurity concerns, and gender disparities. Through case studies and policy analysis, the chapter offers strategic recommendations for fostering a more inclusive, secure, and scalable fintech ecosystem. The findings highlight that while fintech holds immense potential to bridge rural financial gaps, sustained efforts in education, infrastructure, and regulation are critical to achieving long-term, equitable financial empowerment. Financial inclusion, defined as the process of ensuring access to appropriate financial products and services to all sections of society in a fair, transparent, and affordable manner, has long been a cornerstone of inclusive economic development. In India, rural areas—which account for nearly 65% of the population—have historically remained outside the reach of mainstream banking due to infrastructural, educational, and socioeconomic barriers (Reserve Bank of India [RBI], 2020). The emergence of financial technology (fintech) has begun to bridge this divide, transforming how rural populations access and utilize financial services. This chapter explores the role of fintech in advancing financial inclusion in rural India. It delves into the various innovations such as mobile banking, digital wallets, Unified Payments Interface (UPI), Aadhaar-enabled payment systems (AEPS), and micro-lending platforms that are revolutionizing rural finance. The discussion draws upon secondary data from government reports, regulatory bodies, and academic research to analyze trends, evaluate challenges, and propose strategic interventions for enhancing the efficacy and reach of fintech-driven financial inclusion in rural India.
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    Inequality, Poverty, and Inclusive Growth
    (Book Rivers, 2026) Amna Siddiqui
    India's struggle with poverty and inequality predates independence, rooted in colonial extraction, feudal land relations, and socio-cultural stratification. Post-independence land reforms were poorly implemented, often reinforcing existing hierarchies. Even in the 21st century, land ownership remains highly skewed. Caste and gender remain deeply entrenched factors determining access to education, employment, and political representation. These historical legacies create structural barriers that perpetuate poverty, particularly among SCs, STs, and Muslims.
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    Transformative Approaches in Multidisciplinary Research (TAMR)
    (Paradox International Publications, 2026) Meenakshi Kujur, Hamidun Bunawan, Gunjit Singhal, Asma Farooque, Suresh Kamarapu, Souvik Sur
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    Women-Led Development: The Engine for Viksit Bharat@2047
    (Selfypage Developers Pvt Ltd, 2026) Afreen Fatima, Yasir Arafat Elahi
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    India's Economic Journey From Planning To Globalisation And Beyond
    (Book Rivers, 2026) Shujauddin Khan, Jamal Abdul Nasir Ansari, Mansoor Ilahi, Shoaib Ansari
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    SUSTAINABLE GROWTH OF SOCIETY IN THE DIGITAL ERA: Innovation, Technology, Guidance and Management of Education
    (AKG Global Support Services (OPC) Private Limited, 2025) Amit Kumar Goel, Iryna Shumilova, Nataliia Hrechanyk, Viktoriia Bokovets
    The book Sustainable Growth of Society in the Digital Era: Innovation, Technology, Guidance and Management of Education is a compilation of scientific papers and conference proceedings from an international event organized by AKG Global Support Services (India) in association with the National University of Life and Environmental Sciences of Ukraine. It addresses the rapid transformation of society driven by digital technologies, globalization, climate change and educational reforms, emphasising the need for sustainable and inclusive development in the 21st century. Central to the book is the idea that education is the primary tool for shaping a harmonious, adaptive, and ethically responsible society capable of responding to modern challenges. Traditional models of educational management are becoming increasingly outdated, and there is a critical need for innovative leadership, digital literacy, flexible learning, and ethical use of artificial intelligence.
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    Fintech and Its Future in India
    (Book Rivers, 2025) Shahab Ud Din