Faculty Publications

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Scholarly Publications by Integral Academia

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    Bibliometric Analysis on Digital Financial Inclusion Through Blockchain Technology Crowdfunding
    (Palgrave Macmillan, Singapore, 2025) Aanchal Nigam Verma, Farhina Sardar Khan, Syed Shahid Mazhar
    The paper aims at synchronizing the global usage of blockchain technology to make people benefit by encouraging crowdfunding platforms in research and providing output to strengthen digital financial inclusion (DFI). The researcher has compared five crowdfunding platforms in India to analyze the growth of financial services sector in the current scenario. It is mainly a review paper which includes bibliometric analysis of the researches that has been done in the fields of Blockchain Technology (BCT) and crowdfunding with DFIs and financial technology. This study is descriptive in nature and has been designed to correlate efficiently the blockchain technology in crowdfunding. The systematic review by means of bibliometric analysis has been executed with the help of the Population/Problem Intervention Comparison Outcome (PICO) model regarding DFIs and BCT crowdfunding in India. Secondary data has been reviewed to produce a gist after reading financial reports from Federation of Indian Chambers of Commerce & Industry (FICCI), India Brand Equity Foundation (IBEF), Reserve Bank of India (RBI), Financial Technology (FinTech), etc. More than 250 papers/articles have been taken into consideration to enhance the review base as a whole ranging from 2006 to 2021 which will be mentioned in the study accordingly. Few studies have been conducted to allocate crowdfunding platforms and its positioning in India. This study will strengthen the base related to blockchain crowdfunding and its impact on the consumers, market and economy as a whole. Limitations will be mentioned at the end of this paper.
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    The Impact of Financial Technology (Fintech) on Small and Medium-sized Enterprise (SME) Financing
    (Book Rivers, 2025) Mohd. Ariz Siddiqui
    The funding landscape for small and medium-sized businesses (SMEs) has changed significantly with the growth of financial technology, or fintech. Through an examination of the opportunities, problems, and potential future developments presented by fintech advances, this article looks at how they are affecting SME funding. This study aims to provide a thorough knowledge of fintech's impact on SME finance by examining previous research and industry reports. It is backed up by relevant statistics and case studies.
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    Safeguarding Health Data: Navigating Legal Complexities in the Digital Age
    (Nitya Publications, Bhopal MP India, 2025) Wasim Ahmad, Mohd. Tahir Husain
    In today’s rapidly evolving digital landscape, healthcare data emerges as both a catalyst for medical innovation and a source of significant privacy concerns. This chapter provides an in-depth legal examination of healthcare data protection, tracing the transition from conventional health records to intricate digital networks. As health data is inherently sensitive, the chapter scrutinizes international legal frameworks, including the EU’s GDPR, the US’s HIPAA, and India’s Digital Personal Data Protection Act, 2023, identifying both their robust features and existing gaps. Key legal concepts, such as informed consent, data ownership, confidentiality, and cross-border data transfers, are analyzed to understand their real-world implications. Moving beyond theoretical discussions, the chapter addresses practical risks—from cyberattacks to telemedicine vulnerabilities, and evaluates innovative technological defenses, including AI and blockchain. Furthermore, it considers regulatory practices, the involvement of data protection authorities, and enforcement tactics, ultimately reflecting on the challenging interplay between healthcare innovation and data privacy.