Faculty Publications

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Scholarly Publications by Integral Academia

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    The Impact of Financial Technology (Fintech) on Small and Medium-sized Enterprise (SME) Financing
    (Book Rivers, 2025) Mohd. Ariz Siddiqui
    The funding landscape for small and medium-sized businesses (SMEs) has changed significantly with the growth of financial technology, or fintech. Through an examination of the opportunities, problems, and potential future developments presented by fintech advances, this article looks at how they are affecting SME funding. This study aims to provide a thorough knowledge of fintech's impact on SME finance by examining previous research and industry reports. It is backed up by relevant statistics and case studies.
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    Safeguarding Health Data: Navigating Legal Complexities in the Digital Age
    (Nitya Publications, Bhopal MP India, 2025) Wasim Ahmad, Mohd. Tahir Husain
    In today’s rapidly evolving digital landscape, healthcare data emerges as both a catalyst for medical innovation and a source of significant privacy concerns. This chapter provides an in-depth legal examination of healthcare data protection, tracing the transition from conventional health records to intricate digital networks. As health data is inherently sensitive, the chapter scrutinizes international legal frameworks, including the EU’s GDPR, the US’s HIPAA, and India’s Digital Personal Data Protection Act, 2023, identifying both their robust features and existing gaps. Key legal concepts, such as informed consent, data ownership, confidentiality, and cross-border data transfers, are analyzed to understand their real-world implications. Moving beyond theoretical discussions, the chapter addresses practical risks—from cyberattacks to telemedicine vulnerabilities, and evaluates innovative technological defenses, including AI and blockchain. Furthermore, it considers regulatory practices, the involvement of data protection authorities, and enforcement tactics, ultimately reflecting on the challenging interplay between healthcare innovation and data privacy.
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    Securing the weakest link - compressive approaches to social engineering attacks prevention: Strategies for Enhancing Organizational Resilience Against Social Engineering Threats
    (IGI Global, 2023) Farooq Ahmad, Bably Dolly, Zohaib Khan
    In today's world, where digital interactions and online transactions are crucial for both personal and professional activities, social engineering attacks have become more common and sophisticated, threatening data security and organizational integrity. These attacks exploit a lack of awareness to gain illegal access to systems. While research includes various studies and methods for preventing these attacks, a thorough analysis of effective strategies is lacking. Current methods involve health campaigns, frameworks with human security sensors, user-focused approaches, and vulnerability models. This chapter thoroughly examines different types of social engineering attacks, such as phishing, vishing, and pretexting, highlighting the human element as the weakest link in cybersecurity. It then delves into prevention methods, stressing the need for awareness training and behavioral changes among users as a key defense. This chapter seeks to equip readers with practical insights and tools to protect against social engineering attacks by integrating current research and best practices