The Impact of Financial Technology (Fintech) on Small and Medium-sized Enterprise (SME) Financing
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Date
2025
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Abstract
The funding landscape for small and medium-sized businesses (SMEs) has changed significantly with the growth of financial technology, or fintech. Through an examination of the opportunities, problems, and potential future developments presented by fintech advances, this article looks at how they are affecting SME funding. This study aims to provide a thorough knowledge of fintech's impact on SME finance by examining previous research and industry reports. It is backed up by relevant statistics and case studies.
Description
The Spectrum of Management
Nazia Akhlaq, Syed Shahid Mazhar, Farhina Sradar Khan
Keywords
Financial Technology, SME Financing, Digital Lending, Alternative Credit Scoring, Blockchain, Invoice Financing, Cybersecurity